4 Things to Expect When Applying for Social Security Disability
No one ever plans to become unable to work. Unfortunately, disability can strike at inopportune times. According to the US Social Security Administration, about 25% of people who are 20 years old now will be affected by a disability before their 67th birthday. If you're dealing with a disability right now, you may be able to collect Social Security Disability benefits. First, you'll need to submit an application for approval. Here are four things you should expect when applying for Social Security Disability:
1. Find out if you're considered disabled.
In order to receive Social Security Disability benefits, you'll need to qualify as disabled according to the SSA's definition. Generally, if you've been unable to perform basic tasks like standing, walking, lifting objects of reasonable weights, and sitting, you can be considered disabled. However, you need to fit this description for at least one year first. The SSA also lists several qualifying medical conditions that may be considered disabilities if they are severe enough. If you're not sure whether you qualify, your social security representative can help you assess your situation.
2. You may need to provide additional proof of disability.
In order to apply for Social Security Disability, you'll need to submit an application to the SSA. If you're not confident that you can do this yourself, a social security representative can help you. Keep in mind that you may need to submit other forms of proof of your disability such as medical records and your tax returns.
3. You may not get approved immediately.
If you don't hear back from the Social Security Administration immediately, don't panic. It typically takes anywhere from one to three months for applicants to receive a decision on their applications. If you used a social security representative, you can rest assured knowing that your application was completed correctly. Try to relax while you wait to hear back about your Social Security Disability benefits. If you need money in the meantime, and you're considered low income, you may qualify for other forms of assistance such as food stamps or Medicaid.
4. After your approval, it will take some time to receive your first check.
Once you're approved by the SSA, you'll receive Social Security Disability benefits in the form of a check once a month. However, it can take some time for your benefits to start even after you're approved. The usual waiting period is one to two months, so keep that in mind. If you still haven't received your first check after two months, you should call your local Social Security Disability office and ask an employee to check on your case file.
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